2025 Retirement Contribution Limits Inflation & Retirement StressSkyrocketing inflation, weak job sectors, and rising living costs are eroding many Americans’ retirement savings. These economic pressures follow pandemic-era disruptions, making financial stability harder to achieve. Limited Access to Retirement PlansA 2022 AARP
Smart Strategies to Cut Healthcare Costs Without Compromising Your Health Healthcare costs keep rising in the U.S., forcing Americans to pay more out-of-pocket just to access essential care locally. The American Medical Association (https://www.ama-assn.org/system/files/prp-annual-spending-2020.pdf) reported a 9.7% increase in healthcare spending
Life Insurance is a necessity for many families, offering them financial security and peace of mind in the wake of unfathomable losses. With a rise in Americans investing in life insurance, there’s a wealth of legitimate, emerging agencies, benefit packages, and
'Preventive’ and ‘diagnostic’ care are two common types of care you have likely encountered before during routine visits with your healthcare providers. On the surface, both appear to cover the same kind of medical services related to the treatment of conditions
Though many healthcare plans exist, yearly surveys reveal Americans struggle to afford the most basic types of coverage. This is due to the staggering costs of deductibles and premiums, which are often impossible for many individuals to meet. According to the
Tips to Make the Most of Your Health Coverage Options An Important Moment for Your Healthcare Coverage While high coverage costs keep 31 million Americans uninsured, other barriers also block access to mental health care. Many uninsured individuals feel overwhelmed by
In the wake of the 2020 COVID-19 pandemic, millions of Americans slowly came to the realization of how vital a role mental wellbeing plays in everyday life. According to the World Health Organization, access to mental health services was severely disrupted.
Traveling to the doctor for a minor issue drains time and energy. A study shows patients spend 121 minutes per visit. Surprisingly, only 20 minutes involve the physician. The rest includes travel and waiting—making the process inefficient, costly, and frustrating.Today, especially
Top 5 Preventive Health Services That Insurance Plans Must Cover—And Why They Matter [caption id="" align="alignright" width="399"] Insurance forms: vinnstock/ iStock[/caption] Preventative care is one of the most vital sets of healthcare services an insurance company can offer. It improves our
Every single one of us has insurance. Insurance protects individuals' health and property from financial loss, so this is not a choice they want to make lightly. Many of us don't know what kind of insurance we need and how it
