Avoiding the ACA Large Employer A and B Penalties in 2025 For Applicable Large Employers (ALEs)—those with 50 or more full-time equivalent employees—the Affordable Care Act (ACA) mandates the offering of health insurance coverage to avoid significant penalties. These penalties, indexed
Open Enrollment: Helping Clients Understand Their Coverage and Make the Right Choices Open Enrollment is one of the most critical times of the year for brokers. It’s the opportunity to connect with your clients, help them review their health insurance options,
Get the Most Bang for Your Buck with Metallic Plans Though many healthcare plans exist, yearly surveys reveal Americans struggle to afford the most basic types of coverage. This is due to the staggering costs of deductibles and premiums, which are
It's Time to Review Your Healthcare Coverage The open enrollment period is an annual opportunity for you to sign up for ACA-compliant health insurance coverage or make changes to your individual or family insurance plans before it renews. Each year, marketplace
Urgent Care: A Middleman of Medical Assistance Situations involving the need to seek medical attention can be costly and stressful. An accident or sudden symptoms can occur without warning, bringing your day to a grinding halt. In the heat of the
As the cost of healthcare continues to rise in the United States, so too does the amount of out-of-pocket expenses Americans must pay to access basic care in their communities. According to data compiled by the American Medical Associate (AMA), the
If you’re under the age of 65, you’re probably getting your health insurance from your job, which can have its plusses and minuses. However, in the wake of COVID-19, people may be finding themselves without a job, and worse, without health
