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How Reference-Based Pricing Is Re-Shaping the Health Insurance Market
According to the Kaiser Family Foundation, health insurance spending in the United States in 2021 was the highest it has ever been. The overall costs ranged from $7,739 for individuals and $22,221 for families. As inflation continues to hit the healthcare market, these costs are expected to rise another 6.5% in 2022.
Can You Have More Than One Life Insurance Policy?
You may be wondering if you can have more than one life insurance policy. The answer is yes; one can have multiple life insurance policies. However, there are some things you need to consider before you decide to purchase another policy. This blog post will discuss the pros and cons of having multiple life insurance policies. It will also help one determine if it is the right decision for them and their family.
How to Obtain Your Insurance Reports
An insurance report is a term for an insurance policyholder’s information to an insurance company. It refers to the facts and circumstances, good or bad, of what has happened in a person’s life within specific periods. The report helps an insurer decide if it will issue you a policy or not and what level of coverage it should provide. An insurance company may need specific information to process your claim in some cases.
Buying Life Insurance With No Medical Exam
Since most life insurance policies require a medical exam to be considered, it’s no surprise that the carriers won’t offer coverage without more information about you. Aside from a physical, a comprehensive health check is usually required to qualify. What is a "No...
Preferred Provider Organization Explained
If one is looking for health insurance, they may have come across the term “PPO.” But what does it mean? A Preferred Provider Organization (PPO) is a type of health insurance plan that gives you more flexibility than other types of plans.
Having Medicaid and Private Insurance
It can be confusing trying to figure out if you are eligible for Medicaid and whether or not you can have private insurance as well. Many people assume that they cannot have both, but this is not always the case. In this article, we will break down things you need to...
Insurance Deductibles: An Overview
Insurance policies are a necessary tool to protect yourself and your property. However, it isn't free. In addition to paying a monthly or annual fee, you also pay deductibles. To learn more, here's an overview of insurance deductibles. What is a Deductible? An...
What to Do When Your Term Life Insurance is About to Expire
You did a great thing in your early adulthood– you bought a life insurance policy. However, you bought a term policy, and you’re going to outlive it. This will leave the people that you’re going to leave behind one day unprotected. Below are a few options that are...
Questions to Ask Before Buying Life Insurance
When looking to buy life insurance, it’s only natural that you’re going to come across a number of different policies. Most likely, you’re going to be overwhelmed, and that’s okay! The insurance industry is incredibly complex, and you may have questions when it comes...