Metallic Health Plans Though many healthcare plans exist, yearly surveys reveal Americans struggle to afford the most basic types of coverage. This is due to the staggering costs of deductibles and premiums, which are often impossible for many individuals to meet.
Mental Health Parity and Addiction Equity Act (MHPAEA) Employer or association health plans must comply with MHPAEA to ensure fair coverage for mental health and substance use disorders. This rule requires plans to offer mental health and substance use benefits equal
ACA Non-Discrimination Compliance Ensuring compliance with ACA non-discrimination rules is crucial for employers and associations to maintain ACA-compliant health plans. These rules specifically prevent discrimination in group health plans based on age, gender, or health status. Therefore, employers and associations must
Affordable Care Act Coverage Requirements To stay ACA compliant, individual, employer group, and association health plans must focus on key compliance requirements. One critical factor involves understanding the requirement to offer essential health benefits. However, not all essential health benefits may
Modern Options Beyond Traditional ACA Plans Explaining Association Health Plans: Understanding the Role of ERISA and Offering Coverage to Individuals Association Health Plans (AHPs) continue gaining attention as alternative health coverage for nontraditional workers and small business owners. Governed by ERISA,
Understanding ACA Non-Discrimination Rules: What Employers and Associations Must Know Ensuring ACA non-discrimination compliance is essential for employer or association health plans to avoid penalties and maintain coverage integrity. These rules prevent discrimination based on age, gender, or health status in
If you’re under the age of 65, you’re probably getting your health insurance from your job, which can have its plusses and minuses. However, in the wake of COVID-19, people may be finding themselves without a job, and worse, without health
