What Are Association Health Plans (AHPs)? Association Health Plans allowed small companies and independent workers to join together and form group plans. The 2018 DOL rule loosened ERISA’s definition of "employer" to expand AHP eligibility.As a result, these plans bypassed ACA
Underserved Industries & Workers At Enrollment First, we deliver specialized benefits for underserved industries and non-traditional workers. Our diverse portfolio simplifies access to healthcare coverage. Serving Non-Traditional Workforces We support benefits enrollment for: Independent contractors Gig workers Temporary staffing agencies Likewise,
Understanding the Differences When it comes to offering health insurance to employees, employers have various options to consider. Self-funded or self-insured health plans, level-funded health plans, and fully funded health plans are three prominent choices. Understanding the differences between these plans
Metallic Health Plans Though many healthcare plans exist, yearly surveys reveal Americans struggle to afford the most basic types of coverage. This is due to the staggering costs of deductibles and premiums, which are often impossible for many individuals to meet.
Empowering Brokers with Smart Tools to Drive Sales and Improve Efficiency In today's fast-paced insurance market, brokers are constantly seeking innovative solutions to streamline processes, enhance customer experiences, and ultimately increase sales. One such solution gaining traction is the cutting-edge technology
The Impacts of the 2024 Short Term Medical Rule Regulations in the health insurance industry are continually evolving. The Department of Health and Human Services (HHS) announced a new ruling on March 28, 2024 regarding short term medical plans that has
Understanding the Impact of the DOL's 2024 Worker Classification Rule on Employers and Independent Contractors The U.S. Department of Labor published a new contractor classification rule on January 10, 2024.The ruling, effective March 11, 2024, replaces the previous classification rule released
Avoiding ACA A & B Tax Penalties: A 2024 Guide for Large Employers Avoiding ACA A&B tax penalties for both large employers and small employers, understanding ACA tax implications and ensuring compliance with regulations is critically important. The ACA imposes penalties
No Lifetime or Annual Limits in a health plan required to be ACA Compliant Are No Lifetime or Annual Limits Required for ACA Compliance in individual, employer or association health plans? Remaining ACA compliant is crucial for individual, employer group health
A Review of the Rules and the Potential Penalties The Internal Revenue Service (IRS) and Department of Labor (DOL) laws establish guidelines for large employer groups regarding healthcare. Employers with 50 or more full-time employees must offer affordable, minimum essential health
