Enrollment First, Inc.

Hospital Indemnity

Financial Protection When It Matters Most

Unexpected hospital stays often bring unexpected expenses. That’s why, at Enrollment First, we offer Hospital Indemnity coverage designed to ease that financial burden.

In addition to offering peace of mind, this coverage helps manage out-of-pocket costs tied to hospital stays, surgeries, and related medical events.

Moreover, it serves as a powerful option to our Medical Plans, enhancing overall protection. Alternatively, it’s a valuable safeguard for those enrolled in high-deductible major medical plans, helping to fill potential coverage gaps.

In short, Hospital Indemnity insurance provides extra financial protection—so you can focus on recovery, not unexpected bills.

What Hospital Indemnity Covers

Our Hospital Indemnity plans pay cash benefits directly to you, which can be used however you choose—whether it’s for medical bills, transportation, or household expenses.

Coverage highlights include:

  • Hospital Confinement Benefits
    Daily cash payments for each day you’re admitted to a hospital.

  • Surgical Benefits
    Lump-sum payments for inpatient or outpatient surgeries.

  • Emergency Room & Ambulance Services
    Additional support for urgent care and transport needs.

  • Intensive Care Unit (ICU) Stays
    Higher payouts for intensive care admissions.

Why Choose Hospital Indemnity Coverage?

  • Complements Existing Coverage
    Bridges the gap between what your health insurance covers and what you actually pay out of pocket.

  • Affordable & Flexible
    Low premiums and benefit options that work with your budget.

  • Cash Benefits Paid Directly to You
    No restrictions on how you use the money—apply it where it’s needed most.

Who Can Benefit?

  • Individuals enrolled in high-deductible health plans (HDHPs)

  • Employees with limited medical coverage

  • Families looking to strengthen their financial safety net

  • Small business employees or independent contractors

Bridge the Gap in Your Coverage

Don’t let a hospital stay derail your finances. With Enrollment First’s Hospital Indemnity protection, you can face unexpected medical events with confidence.

Ready to enhance your coverage? Contact us to learn more or get a personalized quote.