Avoiding the ACA Large Employer A and B Penalties in 2025 For Applicable Large Employers (ALEs)—those with 50 or more full-time equivalent employees—the Affordable Care Act (ACA) mandates the offering of health insurance coverage to avoid significant penalties. These penalties, indexed
Is the Health Plan You're Offering to You Clients ACA Compliant? Understanding ACA Compliance: A Guide for Brokers and Employers The Affordable Care Act (ACA) has been a cornerstone of healthcare reform in the United States since its passage in 2010.
Open Enrollment: Helping Clients Understand Their Coverage and Make the Right Choices Open Enrollment is one of the most critical times of the year for brokers. It’s the opportunity to connect with your clients, help them review their health insurance options,
In today’s competitive market, attracting and retaining quality employees is more challenging than ever for small businesses. Offering health insurance and voluntary benefits can be a game-changer in building a loyal, motivated workforce. But why should small employers prioritize these benefits,
Providing Benefits Solutions for Underserved Industries and Groups Enrollment First, Inc (EFI) is a leading benefits solution provider that specializes in catering to underserved industries and groups. With a deep understanding of the challenges faced by sectors such as transportation, independent
Self-Funded, Level-Funded and Fully-Funded Health Plans: Understanding the Differences When it comes to offering health insurance to employees, employers have various options to consider. Self-funded or self-insured health plans, level-funded health plans, and fully-funded health plans are three prominent choices. Understanding
Get the Most Bang for Your Buck with Metallic Plans Though many healthcare plans exist, yearly surveys reveal Americans struggle to afford the most basic types of coverage. This is due to the staggering costs of deductibles and premiums, which are
