401K Retirement Savings: A Smarter Way to Save for the Future—Without the Overhead

At Enrollment First, we offer a 401K Retirement Plan because we believe everyone deserves a path to retirement security—even if they’re an independent worker or part of a small business team. That’s why we offer the 401K(i) plan, a streamlined retirement savings solution built specifically for gig workers, independent contractors, and small businesses.

Best of all? Employers can offer this benefit to their workforce at zero cost to the business.


What Is 401K(i)?

The 401K(i) is a flexible, easy-to-administer retirement plan designed to meet the needs of today’s evolving workforce. It empowers individuals to contribute pre-tax income to a retirement account, building long-term savings with investment options and professional oversight—without the need for traditional employer-sponsored plan management.


Key Benefits:

  • No Employer Cost – Provide a valuable retirement benefit with no administrative burden or financial obligation

  • Designed for Independent Workers & Small Teams – Tailored for non-traditional and flexible work arrangements

  • Pre-Tax Contributions – Participants can reduce taxable income while saving for the future

  • Portable & Flexible – Account stays with the participant, no matter where they work

  • Professional Investment Management – Easy-to-use platform with guided investment choices


Who It’s For:

  • Independent contractors, freelancers, and 1099 workers

  • Small businesses looking to enhance benefits without additional overhead

  • Employers with variable-hour or seasonal employees

  • Organizations that want to support financial wellness


Why Offer a 401K Retirement Savings?

Offering retirement savings options has never been easier—or more important. A 401K Retirement Savings plan helps:

  • Attract and retain quality talent

  • Support long-term employee financial wellness

  • Provide benefits parity for non-traditional workers

  • Strengthen your company’s overall benefits offering


Ready to Help Your Team Build Their Future?

Enrollment First makes it simple to roll out a 401K Retirement Savings plan to your workforce—quickly, affordably, and with full support along the way.

Want to learn more about how 401K Retirement Savings fits into your benefits strategy? Contact us today to get started or Get A Quote.